Around 80% Of American Workers Live Paycheck To Paycheck Everyday And Eventually Face Becoming Homeless . . .

I give you 3 strategies to stop living paycheck to paycheck and improve your financial profile.

A Grain of Salt | ElbyJames


Almost 80% of US workers live from paycheck to paycheck . . . I give you 3 strategies to stop living paycheck to paycheck and
Photo by Josh Appel on Unsplash

Have you ever had to make a trip to the local emergency room?

You rush through traffic in the middle of the night with a sick member of your family in your car hoping to get to the ER in time. After hours and hours of worry you and your loved one get released. Then, when it’s all been said and done, you’re handed a bill you know you can’t afford.

Why should you have to go bankrupt because of an illness?

According to personal finance website, “approximately 62% of Americans have no emergency savings for things such as a $1,000 emergency room visit or a $500 car repair.”

Also, a full one third of Americans are living pay check to pay check, and if they lost their job, they would not be able to make their next rent or mortgage payment.

I will give you three strategies of how to prepare yourself for an unexpected financial no-win situation. The three strategies I offer you are time tested and proven to work. These strategies will give you peace of mind and the assuredness that comes with a financial safety net.

3 Strategies To Weather A Financial Storm

1. Start an emergency fund

Don’t wait for a financial disaster to happen to you and then start an emergency fund although financial disasters are very, very influential.

Don’t procrastinate, you should start an emergency fund now.

Whether it’s a [common] unforeseen medical expense, unexpected home or car repair, or even unemployment, emergencies never call they just show up . . . unexpectantly.



A Grain of Salt | ElbyJames

ElbyJames is an American disabled combat vet exiled in the UK & a free speech absolutist. He’s an occasional Top Writer